Study shows how much North Dakota drivers pay for auto insurance – InForum

BISMARCK — The North Dakota Department of Insurance released a study on how much different types of drivers pay for car insurance.

The study released Friday, April 1, looked at 20 auto insurance companies that cover more than 80% of North Dakota drivers. These companies provided price ranges for 12 scenarios involving “good” drivers, motorists who have “less than perfect” records, and “gig” workers, such as Lyft and Uber drivers. The awards also covered young single men and women, married couples with and without young drivers and older motorists.

All pricing was for a six month period beginning January 2018. Rates have been broken down for Fargo, Bismarck-Mandan area, Grand Forks, Minot and rest of the state.

Geico Indemnity offered the most expensive coverage overall, often exceeding $1,100. Geico Indemnity and its parent company, Geico, did not offer insurance in concert scenarios.

Some of the lowest prices came from Progressive Direct, Progressive NW and Nodak Mutual.

The report is not an endorsement of the companies it listed, the insurance department said. It’s a reminder of the importance of meeting with an insurance agent to discuss coverage, rates and options, Insurance Commissioner Jon Godfread said.

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